Coverage Overview

policeThe SIU Active Shooter Insurance Program delivers these comprehensive and important coverages:

  • Primary Third party liability coverage (providing indemnity and expense on a “pay on behalf” basis)
  • Written on a claims made and reported policy form
  • Covers individual and/or groups of perpetrators
  • No terrorism exclusion
  • In addition to firearms, the definition of weapon includes explosive devices, knives, medical instruments and corrosive substances
  • Focused Risk Management Solutions:
    • On-Site Active Shooter and Security Vulnerability Assessment
    • Active Shooter Safety Action Plan Seminar
    • Crisis Management Services (public relations, media management, legal, crisis counseling, site security, restoration, etc.)
  • Funeral expenses
  • Property damage (optional coverage)
  • Business interruption (optional coverage)